
The SoFi Down With Debt Sweepstakes offers eligible participants the chance to win $100,000 cash. Entrants can participate by registering online to check their personal loan interest rate with SoFi Bank, or by mailing in a handwritten entry card. No approval or acceptance of a loan is required to enter. The sweepstakes is open to residents of all 50 U.S. states and Washington, D.C., who are 18 years or older. Entries must be submitted by August 17, 2026.
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Open to residents of the 50 United States and D.C., age 18 and older. Single entry per person. Online entry via SoFi personal loan rate check (no loan approval required) or mail-in entry with handwritten name, state of residence, email, and age on a 3x5 card. Mail-in entries must be postmarked by August 17, 2026 and received by August 24, 2026. One grand prize winner selected randomly will receive $100,000 cash.
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